There are a couple of populations that require Medicaid on a long-term basis, such as the elderly and those with some sort of severe disability. If you're hoping to obtain coverage for nursing home costs in particular, here are some requirements you need to meet.
Medically Required
In order for Medicaid to get involved in the coverage of nursing care on a long-term basis, there has to be a reason for these services. You need to prove that when seeking out this medical assistance program. The reasoning falls on the medical problems you're dealing with.
For instance, you may not be able to move by yourself or have conditions that need constant care from licensed nurses in a structured healthcare environment. If you can prove this necessity, that's a good start for getting financial assistance from Medicaid.
Facility That's Medicaid Certified
In addition to needing nursing home services to be considered for long-term Medicaid, you also need to get help from a nursing care facility that's certified to accept Medicaid. This is an important distinction that you want to acknowledge, well before you even start looking for nursing homes.
You should be able to pull up Medicaid-certified nursing home facilities in your area to see which options are appropriate for financial assistance. Doing this before applying for long-term Medicaid services is a lot better than having to switch facilities because you didn't perform due diligence when finding compatible options.
Stay in Approved Facility Long Enough
Before you can start benefiting from long-term Medicaid, you first have to stay in a Medicaid-approved nursing home facility for a certain period of time. It helps regulatory departments make sure your needs warrant these services and the financial assistance that Medicaid would be providing.
You just need to talk to a Medicaid specialist to find out how long you have to stay at this facility before applying for long-term benefits. It also helps to talk to the director of the program, so that they can go ahead and get your application started before this period ends. That will help you have an easier application process to look forward to.
Long-term Medicaid is important for a lot of people that have specific or unique medical needs. It can be used to cover nursing home costs as well. If that's what you're looking to use this program for, make sure you meet the right criteria before getting more involved in this process.
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